The internet is a great place to shop for insurance quotes for medical coverage for you and your family. There is a huge selection of policies to choose from and with so many different options you are sure to find a plan that fits your specific needs. If both you and your spouse are employed, you may be able to get more and pay less than one income couples. While it depends on the premiums and benefits offered in each plan, the best deal may be separate coverage for each, double coverage for both, or forgoing one spouse’s coverage in favor of the other’s.There are also several tax breaks available that can save you even more money. If you are self employed, for example, you may be able to deduct 100% of your insurance premium from your gross income. If you are generally healthy and use few medical services, you can cut premium costs substantially by buying “catastrophic” coverage. This type of indemnity policy generally carries a very high deductible, perhaps as much as $2,500. Taking on this much financial risk can slash the premium on your health insurance by 50 percent or more, depending on your age.
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